Find $0 Health Plans with Personalized Help in English, Spanish, and Vietnamese
Get the protection your family deserves — with caring guidance every step of the way.
Whether you’ve just lost Medicaid, changed jobs, or need affordable health coverage, our expert ACA agents make the process simple. We help you check eligibility, apply for subsidies, and find the best plan at no cost to you.
Many Americans are just one unexpected event away from financial crisis. Without the right health insurance, you and your family could face overwhelming costs and limited care options when you need help the most.
Get access to essentials benefits, prescriptions, and specialists, making sure you and your family are covered
We help you qualify for free or low-cost health insurance, so you can keep more of your money
We guide you every step, making sure you fully understand your coverage and always offering personalized support
We’re here to make it simple and help you choose the right plan with confidence. We were founded on a genuine passion to help individuals and families enhance their well-being through affordable ACA health insurance.
At A+ Insurance Designers, we guide you every step of the way, making sure you fully understand your coverage and always offering personalized support, helping you qualify for low-cost coverage that supports your health
Monday – Thursday: 9:00 AM – 6:00 PM (Central Time)
Friday: 9:00 AM – 4:00 PM (Central Time)
Send us an email and we'll reply within 24 hours
EXCELLENT Based on 226 reviews Andy Phan2025-07-31Trustindex verifies that the original source of the review is Google. Helpful when I needed it Michael Vu2025-07-30Trustindex verifies that the original source of the review is Google. Great service from A+ Insurance! I had a fantastic experience working with A+. Their team is very responsive and communicates clearly. Everything was handled quickly and efficiently over the phone, so I didn’t have to visit the office in person at all — super convenient! Highly recommend if you’re looking for a smooth and stress-free way to get health insurance. Andy Nguyen2025-07-30Trustindex verifies that the original source of the review is Google. Good service, will use again Dao2025-07-30Trustindex verifies that the original source of the review is Google. Good experience! ha hoang2025-07-29Trustindex verifies that the original source of the review is Google. I recommend this company! Everyone is so nice and are willing to help. Luy is always the best Tuan Nguyen2025-07-29Trustindex verifies that the original source of the review is Google. I had a fantastic experience with A+ Insurance Designers! They were professional, knowledgeable, and really took the time to explain my options. I felt confident I was getting the best coverage for my needs at a great price. Highly recommend them to anyone looking for reliable and personalized insurance services!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
We pride ourselves on delivering excellent customer service, working with many top health insurance companies to provide personalized support and help you find the best coverage for your needs.
ACA (Affordable Care Act) health insurance is a government-supported program that helps people get affordable health coverage. It covers essential health benefits such as doctor visits, hospital stays, prescription drugs, and more.
Anyone who lives in the U.S., is a U.S. citizen or legal resident, and is not covered by employer insurance, Medicare, or Medicaid can apply.
It’s not always free, but you may qualify for financial help (called a subsidy or tax credits) based on your income. Many people pay low monthly premiums — or even $0 per month!
You can enroll during Open Enrollment, which runs from November through the end of December. You can also enroll at any time if you qualify for a Special Enrollment Period (such as losing a job, losing Medicaid, having a low income, getting married, or moving).
Social Security Number, Green Card or Citizenship Certificate, Work Permit, and Proof of Income (such as pay stubs or tax returns).
It depends on the plan you choose. During the application process, we can help you find a plan that includes your preferred doctors and hospitals.
If you enroll before the 15th of the month, your coverage can start on the 1st of the following month. We help you get set up quickly.
Yes, we follow strict privacy rules and protect your personal and financial information.
We’re here to help! Call us or fill out our contact (888)-201-5899, and one of our licensed agents will assist you step by step – for free
Our certified and licensed health insurance agents assist individuals and families from all backgrounds.
Those without employer insurance can buy affordable coverage through the marketplace
ACA marketplace prevents insurers from denying coverage for pre-existing conditions.
Plans at $0 per month are available for those who qualify based on income and eligibility